affiliate page - Wizzcash

Wizzcash provides 3 month payday loans from £200 to £1000. Applications are online and if you are accepted, money will be transferred straight to your bank account.

Wizzcash acts as both a direct lender and a broker. As direct lender they communicate directly with you, there’s no middle man to deal with and no additional commission fees. If they are not able to help you, they will act as a broker to try to find someone else that can offer a similar or alternative product. Wizzcash states that it aims to be completely transparent, outlining what you will pay each month, what your interest amounts to and what your repayment total will be.

Making sure a loan is right for you is important. Wizzcash will conduct affordability checks and credit checks before approving a loan (Interest is fixed at rate of 292% per year, 0.8% interest per day, representative 1265% APR). Wizzcash are authorised and regulated by the Financial Conduct Authority (FCA) and members of the Consumer Credit Trade Association (CCTA).

Warning:

Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Please note:

High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing.

Payday loans, and high-cost, short-term credit are a very expensive method of borrowing and should only be considered as a last resort. They may not solve your money problems, and are not a good idea for borrowing over longer periods, or for sustained borrowing.

Key features of a Wizzcash loan

  • Loans of £200-£1000. The amount you’re able to borrow will be subject to Wizzcash’s affordability and credit checks.
  • 3-month instalment loans. Make 3 equal monthly repayments over 3 months to pay back your loan.
  • Total transparency. You’ll be shown all the costs up front before you apply.
  • Quick quote. Use the slider tool on the Wizzcash homepage to choose the amount you want to borrow and the repayment amounts.
  • Simple application. Applications can be completed online and can take less than 5 minutes.

How do Wizzcash’s loans hold up against the competition?

You can use the table below to estimate the cost of the loan that you have in mind and compare Wizzcash to a wide range of popular short-term lenders.

Funding Circle - Product name

APR

Lorem ipsum 5.5

Guarantor Required

Lorem ipsum 3%

Terms available

15

Amounts available

15245

No Fee Early Repayment

15245

Great for

Many lenders will still allow you to apply for a without a regular income it is important to

orrow responsibly and ensure you are able to pay back the loan according to the terms set out from the start.

Many lenders will still allow you to apply for a without a regular income it is important to

Be aware that

Many lenders will still allow you to apply for a payday loan if you are on benefits. However,

without a regular income it is important to borrow responsibly and ensure you are able to pay back the loan according to the terms set out from the start.

Representative Example: Borrow £400 for 4 months, four monthly repayments of £149.37. Total repayment £597.48, interest rate p.a. (fixed) 255.5%. Representative APR 939.5%.

Funding Circle - Product name

APR

Lorem ipsum 5.5

Guarantor Required

Lorem ipsum 3%

Terms available

15

Amounts available

15245

No Fee Early Repayment

15245

Great for

Many lenders will still allow you to apply for a without a regular income it is important to

orrow responsibly and ensure you are able to pay back the loan according to the terms set out from the start.

Many lenders will still allow you to apply for a without a regular income it is important to

Be aware that

Many lenders will still allow you to apply for a payday loan if you are on benefits. However,

without a regular income it is important to borrow responsibly and ensure you are able to pay back the loan according to the terms set out from the start.

Representative Example: Borrow £400 for 4 months, four monthly repayments of £149.37. Total repayment £597.48, interest rate p.a. (fixed) 255.5%. Representative APR 939.5%.

Funding Circle - Product name

APR

Lorem ipsum 5.5

Guarantor Required

Lorem ipsum 3%

Terms available

15

Amounts available

15245

No Fee Early Repayment

15245

Great for

Many lenders will still allow you to apply for a without a regular income it is important to

orrow responsibly and ensure you are able to pay back the loan according to the terms set out from the start.

Many lenders will still allow you to apply for a without a regular income it is important to

Be aware that

Many lenders will still allow you to apply for a payday loan if you are on benefits. However,

without a regular income it is important to borrow responsibly and ensure you are able to pay back the loan according to the terms set out from the start.

Representative Example: Borrow £400 for 4 months, four monthly repayments of £149.37. Total repayment £597.48, interest rate p.a. (fixed) 255.5%. Representative APR 939.5%.

Is high-cost, short term borrowing a good idea?

Payday loans, and high-cost, short-term credit are a very expensive method of borrowing and should only be considered as a last resort. They may not solve your money problems, and are not a good idea for borrowing over longer periods, or for sustained borrowing.

WHAT IS CONTINUOUS PAYMENT AUTHORITY (CPA)?

With CPA you give a company permission to withdraw money from your account. Wizzcash uses CPA to collect payments due from the debit card provided on the agreed payment date. If the first payment attempt fails, a second attempt will be made on the same day to collect the total outstanding balance. When Wizzcash have made two consecutive failed attempts to collect payment by CPA, no further collections will be attempted using CPA unless you have given your express consent to do so.

What are the eligibility requirements?

  • UK resident
  • 18 or over
  • In current employment, earning minimum of £750 a month
  • Hold a UK bank account with a valid debit card
  • Have a UK phone number
Can I repay my loan early?
If you are experiencing any issues, do not hesitate to contact Wizzcash either by email at complaints@wizzcash.com, or phone on 02037407273. Alternatively, if you are still dissatisfied, you can contact the Financial Ombudsman to deal with your case.
Will my employer be contacted?
If you are experiencing any issues, do not hesitate to contact Wizzcash either by email at complaints@wizzcash.com, or phone on 02037407273. Alternatively, if you are still dissatisfied, you can contact the Financial Ombudsman to deal with your case.
I have a complaint. What should I do?
If you are experiencing any issues, do not hesitate to contact Wizzcash either by email at complaints@wizzcash.com, or phone on 02037407273. Alternatively, if you are still dissatisfied, you can contact the Financial Ombudsman to deal with your case.
What if I am unsuccessful with wizzcash.com?
If you are experiencing any issues, do not hesitate to contact Wizzcash either by email at complaints@wizzcash.com, or phone on 02037407273. Alternatively, if you are still dissatisfied, you can contact the Financial Ombudsman to deal with your case.

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